Title searches display encumbrances like mortgages, HOA dues
https://www.scribd.com/document/1005907199/Typical-Residential-Title-Search-Errors-and-How-to-Take-care-of-Them-Before-Closing-230825
Title searches divulge encumbrances like mortgages, HOA dues, or mechanic’s liens that need to be resolved ahead of a easy transfer.